About Our Loans

What kind of loans do we offer?

Security Finance offers traditional installment loans. Traditional installment loans allow borrowers to secure a specific amount of money and repay that money, with interest or fees, through a series of fixed monthly payments or installments. Typically, these loans have set terms and equal monthly payments and may be secured or unsecured. The size of the loan and the number of monthly payments will vary by state and lender.

What can you use installment loans for?

Traditional installment loans can be used for a variety of purposes, such as cash for home or car repairs, school supplies, a new appliance, or a vacation. They're commonly used for debt consolidation and unexpected expenses: hospital bills, car repairs, home maintenance, such as a new HVAC unit, or even pet emergencies.

What if I have bad credit?

At Security Finance, we do not require our customers to have perfect credit to be approved for a traditional installment loan. Our expert team wants to help guide you to the best solution for your financial situation and match you with the most appropriate, affordable monthly payment available.

How does repayment for personal loans work?

Your first monthly payment typically is due in 30 days, and each month thereafter until paid in full. Each payment, or installment, represents a portion of the principal amount borrowed, plus associated charges and fees as detailed in the loan agreement. You can make your payments with cash, check, money order or debit card.

What We Need When You Apply For A Loan

Branch personnel will need the following information:

• Your current (and possibly previous) residence
• Your employment history (and/or information on sources of income that you will use to repay the loan)
• Your Social Security number
• Your monthly expense items

And, as part of the application process, you must authorize us to obtain a credit-bureau report to further assess credit and payment history and to complete a budget.

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