Loan Requirements

Applying for a loan at Security Finance is simple and straightforward. Here's what you'll need to get started with your application.

Personal Information

  • Valid government-issued ID (driver's license, state ID, or passport)
  • Social Security number
  • Date of birth
  • Current and previous address information

Employment Information

  • Current employer name and contact information
  • Job title and length of employment
  • Income information (pay frequency and amount)
  • Previous employer (if less than 2 years at current job)

Financial Information

  • Monthly income details
  • Monthly expenses (rent/mortgage, utilities, etc.)
  • Existing debts and obligations
  • Bank account information

References

  • Personal references with contact information
  • Typically 3-5 references required
  • References should be people who know you well
  • Include name, relationship, phone number, and address

Credit Check Authorization

As part of the application process, you must authorize us to obtain a credit-bureau report to further assess credit and payment history and to complete a budget. We do not require perfect credit for approval.